/* ---------- CSS Variables ---------- */
:root {
  --gft-grad: linear-gradient(135deg, #0a005a 0%, #0a005a 50%, #0a005a 100%);
  --gft-background: #0a005a;
  --gft-orange: #ff00b8;
  --gft-orange-dk: #0a005a;
  --gft-text: #0a0a0a;
  --gft-slate: #475569;
  --gft-navy: #0f172a;
  --gft-border: #e5e5e5;
  --gft-bg: #f8fafc;
  --gft-white: #ffffff;
  --gft-amber-lt: #0082f71a;
  --gft-step-inactive: #dbeafe80;
  --gft-radius-sm: 6px;
  --gft-radius-md: 12px;
  --gft-radius-lg: 24px;
  --gft-shadow-sm:
    0 1px 3px 0 rgba(0, 0, 0, 0.1), 0 1px 2px -1px rgba(0, 0, 0, 0.1);
  --gft-shadow-md:
    0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -2px rgba(0, 0, 0, 0.1);
  --gft-shadow-dropdown:
    0 8px 24px rgba(0, 0, 0, 0.12), 0 2px 8px rgba(0, 0, 0, 0.08);

  /* texts */
  --text-primary: #0a005a;
  --text-muted: #727888;
  --text-gradient: linear-gradient(180deg, #ff00b8 0%, #1500c0 100%);

  /* buttons */
  --btn-primary: #ff00b8;
  --btn-secondary: #34a5fb;

  /* labels */
  --lbl-primary: #a3dfff;
}

/* ---------- Base Reset ---------- */
.gft-wrapper *,
.gft-wrapper *::before,
.gft-wrapper *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

.gft-wrapper {
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  background: #f8fafc;
  min-height: 100vh;
  color: var(--gft-text);
}

/* =========================================================
   LANDING PAGE
   ========================================================= */
.gft-landing {
  margin: 0 auto;
  padding: 0;
}

/* ---------- Hero Card ---------- */
.gft-hero-card {
  background: var(--gft-background);
  border-radius: 24px;
  padding: 48px;
  position: relative;
  overflow: hidden;
  margin-bottom: 40px;
  box-shadow: 0px 25px 50px -12px #00000040;
}

.gft-header {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 20px;
}

.gft-hero-icon {
  width: 80px;
  height: 80px;
  border-radius: 16px;
  background: #ffffff33;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.gft-hero-content {
  display: flex !important;
  flex-direction: column !important;
  gap: 12px !important;
}

.gft-hero-sub-content {
  display: flex;
  margin-top: 26.4px;
  flex-direction: column;
  gap: 34.85px !important;
}

.gft-badge {
  display: inline-block;
  background: rgba(255, 255, 255, 0.18);
  border: 1px solid #ffffff4d;
  height: 29.600000381469727px;
  color: white;
  font-size: 14px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  font-weight: 600;
  display: flex;
  align-items: center;
  padding-left: 12.8px;
  padding-right: 12.8px;
  border-radius: 6px;
  width: fit-content;
}

.gft-hero-title {
  margin: 0;
  font-size: 48px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  font-weight: 700;
  letter-spacing: 0%;
  color: white;
  line-height: 48px;
}

.gft-hero-subtitle {
  margin: 0;
  font-size: 24px;
  color: #ffffffe5;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  line-height: 32px;
  font-weight: 400;
  letter-spacing: 0%;
}

.gft-hero-description {
  font-size: 18px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  font-weight: 400;
  line-height: 29.25px;
  color: #ffffffe5;
  max-width: 893.0081787109375px;
}

.gft-apply-btn {
  padding: 25px 32px;
  background: var(--btn-primary);
  border: none;
  border-radius: var(--gft-radius-sm);
  color: white !important;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  font-size: 18px;
  font-weight: 600;
  line-height: 28px;
  cursor: pointer;
  width: fit-content;
  transition:
    color 0.2s ease,
    background 0.2s ease,
    box-shadow 0.2s ease;
}

.gft-apply-btn a {
  display: inline-flex;
  align-items: center;
  gap: 16px;
  color: white !important;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  font-size: 18px;
  font-weight: 600;
  line-height: 28px;
}

.gft-apply-btn:hover {
  background: var(--btn-primary);
  color: white;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.2);
}

.gft-apply-btn:focus {
  background: var(--btn-primary);
  color: white;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.2);
}

/* ---------- Program Benefits ---------- */
.gft-benefits-title {
  font-size: 30px;
  font-weight: 700;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  line-height: 36px;
  color: var(--gft-navy);
  margin-bottom: 24px;
}

.gft-benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.gft-benefit-card {
  background: var(--gft-white);
  border: 1px solid var(--gft-border);
  border-radius: var(--gft-radius-md);
  padding: 24.8px;
  display: flex;
  flex-direction: column;
  gap: 18px;
  transition: box-shadow 0.2s ease;
}

.gft-benefit-card:hover {
  box-shadow: var(--gft-shadow-md);
}

.gft-benefit-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--gft-radius-md);
  background: var(--gft-amber-lt);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #0082f7;
  flex-shrink: 0;
}

.gft-benefit-title {
  font-size: 18px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  font-weight: 600;
  line-height: 28px;
  letter-spacing: -0.45px;
  color: var(--text-primary);
  margin: 0;
}

.gft-benefit-desc {
  margin-top: 7.6px;
  margin-bottom: 0;
  margin-left: 0;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  margin-right: 0;
  font-size: 14px;
  font-weight: 400;
  line-height: 22.75px;
  color: var(--text-muted);
}

/* ----------------------------------------------------------
   Eligibility & What We Look For
   ---------------------------------------------------------- */
.gft-info-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 16px;
}

.gft-info-card {
  background: #ffffff;
  border: 1px solid #e5e5e5;
  border-radius: 12px;
  padding: 24.8px;
}

.gft-info-card-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
}

.gft-info-card-icon {
  width: 24px;
  height: 24px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
}

.gft-info-card-title {
  font-size: 16px;
  font-weight: 600;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  line-height: 16px;
  letter-spacing: -0.4px;
  color: var(--text-primary);
}

.gft-info-card-subtitle {
  font-size: 14px;
  font-weight: 400;
  line-height: 20px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  color: var(--text-primary);
  margin-bottom: 24px;
}

.gft-criteria-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
  padding-left: 0;
  margin-left: 0;
  list-style: none;
}

.gft-look-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
  padding-left: 0;
  margin-left: 0;
  list-style: none;
}

/* Eligibility row */
.gft-criteria-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 16px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  font-weight: 400;
  line-height: 24px;
  color: var(--text-primary);
}

.gft-criteria-item svg {
  flex-shrink: 0;
  margin-top: 1px;
}

/* What we look for row */
.gft-look-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

.gft-look-item svg {
  flex-shrink: 0;
  margin-top: 1px;
}

.gft-look-item-body {
  display: flex;
  flex-direction: column;
  gap: 0;
  margin: 0;
  padding: 0;
}

.gft-look-item-body p {
  margin: 0;
}

.gft-look-item-title {
  font-size: 16px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  font-weight: 600;
  line-height: 24px;
  color: var(--text-primary);
}

.gft-look-item-desc {
  font-size: 14px;
  font-weight: 400;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  line-height: 20px;
  color: var(--text-primary);
}

/* ----------------------------------------------------------
   Application Process
   ---------------------------------------------------------- */
.gft-process-card {
  margin-top: 40px;
  background: #ffffff;
  border-radius: 12px;
  padding: 24.8px;
  border: 1px solid #e5e5e5;
}

.gft-process-title {
  font-size: 24px;
  font-weight: 600;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  line-height: 32px;
  letter-spacing: -0.6px;
  color: var(--text-primary);
  margin-bottom: 6px;
}

.gft-process-subtitle {
  font-size: 14px;
  font-weight: 400;
  line-height: 20px;
  color: var(--text-muted);
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  margin-bottom: 24px;
}

.gft-process-steps {
  display: flex;
  align-items: flex-start;
  gap: 0;
}

.gft-process-step {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  position: relative;
}

/* Connector line between steps */
.gft-process-step:not(:last-child)::after {
  content: "";
  position: absolute;
  top: 20px; /* centre of the 40px circle */
  left: calc(40px + 8px); /* right edge of circle + small gap */
  right: 0;
  height: 2px;
  background: var(--btn-primary);
}

.gft-process-step-circle {
  width: 40px;
  height: 40px;
  border-radius: 9999px;
  background: var(--btn-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  line-height: 28px;
  font-weight: 700;
  color: #ffffff;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  flex-shrink: 0;
  position: relative;
  z-index: 1;
  margin-bottom: 12px;
}

.gft-process-step-title {
  font-size: 16px;
  font-weight: 700;
  line-height: 24px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  color: var(--text-primary);
  margin-bottom: 6px;
  padding-right: 16px;
}

.gft-process-step-desc {
  font-size: 14px;
  font-weight: 400;
  line-height: 20px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  color: var(--text-muted);
  padding-right: 16px;
}

/* ----------------------------------------------------------
   Ready to Apply CTA
   ---------------------------------------------------------- */
.gft-cta-card {
  margin-top: 40px;
  background: #ffffff01;
  border: 1px solid var(--btn-secondary);
  box-shadow: 0px 1px 2px -1px #0000001a;
  box-shadow: 0px 1px 3px 0px #0000001a;
  border-radius: 12px;
  padding: 40.8px 32px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 0;
}

.gft-cta-card p {
  padding: 0;
}

.gft-cta-icon {
  width: 64px;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}

.gft-cta-title {
  font-size: 30px;
  font-weight: 700;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  line-height: 36px;
  color: var(--text-primary);
  margin-bottom: 13.6px;
}

.gft-cta-desc {
  font-size: 18px;
  width: 100%;
  font-weight: 400;
  line-height: 28px;
  letter-spacing: 0%;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  max-width: 666.1098022460938px;
  color: var(--text-muted);
  margin-bottom: 26.4px;
}

.gft-cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 16px;
  padding: 25.6px 40px;
  background: var(--btn-secondary);
  border: none;
  border-radius: 6px;
  color: #fafafa;
  font-size: 18px;
  font-weight: 600;
  line-height: 28px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  cursor: pointer;
  text-decoration: none;
  transition:
    background 0.2s ease,
    box-shadow 0.2s ease;
}

.gft-cta-btn:hover {
  background: var(--btn-secondary);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.18);
  color: #fafafa;
  text-decoration: none;
}

/* ----------------------------------------------------------
   Responsive — Tablet ≤ 768px
   ---------------------------------------------------------- */
@media (max-width: 768px) {
  .gft-info-grid {
    grid-template-columns: 1fr;
  }

  .gft-process-steps {
    flex-direction: column;
    gap: 32px;
  }

  .gft-process-step:not(:last-child)::after {
    top: 40px; /* bottom of circle */
    left: 20px; /* horizontally centred on circle */
    right: auto;
    width: 2px;
    height: calc(100% + 12px); /* stretch down to next step */
  }

  .gft-cta-title {
    font-size: 24px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  }

  .gft-cta-desc {
    font-size: 16px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  }

  .gft-cta-btn {
    font-size: 16px;
    padding: 20px 24px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  }
}

/* ----------------------------------------------------------
   Responsive — Mobile ≤ 480px
   ---------------------------------------------------------- */
@media (max-width: 480px) {
  .gft-info-card {
    padding: 20px 16px;
  }

  .gft-process-card {
    padding: 20px 16px;
  }

  .gft-cta-card {
    padding: 32px 16px;
  }

  .gft-cta-title {
    font-size: 22px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  }

  .gft-cta-desc {
    font-size: 15px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  }

  .gft-cta-btn {
    width: 100%;
    justify-content: center;
    font-size: 16px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
    padding: 18px 20px;
  }
}

/* =========================================================
   APPLICATION FORM
   ========================================================= */
.gft-application {
  max-width: 896px;
  margin: 0 auto;
  padding-top: 24px;
  padding-bottom: 72px;
  display: flex;
  flex-direction: column;
  gap: 24px;
}

/* ---------- App Header Card (small orange) ---------- */
.gft-app-header-card {
  background: #0a005a;
  border-radius: var(--gft-radius-lg);
  padding: 32px;
}

.gft-app-header {
  display: flex;
  align-items: center;
  gap: 5px;
}

.gft-app-header-icon {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.gft-app-header-title {
  font-size: 48px;
  font-weight: 700;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  line-height: 48px;
  color: var(--gft-white);
}

.gft-app-header-subtitle {
  font-size: 24px;
  font-weight: 400;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  color: #ffffffe5;
  margin-top: 13px;
}

/* ---------- Stepper ---------- */
.gft-stepper-card {
  background: var(--gft-white);
  border: 1px solid var(--gft-border);
  border-radius: var(--gft-radius-md);
  padding: 32px;
}

.gft-stepper {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0;
}

.gft-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  flex: 0 0 auto;
}

.gft-step-circle {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--gft-step-inactive);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  font-weight: 600;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  color: var(--gft-slate);
  transition:
    background 0.3s ease,
    color 0.3s ease;
}

.gft-step.active .gft-step-circle,
.gft-step.completed .gft-step-circle {
  background: #ff00b8;
  color: var(--gft-white);
}

.gft-step-label {
  font-size: 14px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  font-weight: 400;
  line-height: 20px;
  color: var(--gft-slate);
  text-align: center;
  white-space: nowrap;
}

.gft-step.active .gft-step-label,
.gft-step.completed .gft-step-label {
  font-weight: 600;
  color: #0a0a0a;
}

/* ---------- Panel ---------- */
.gft-panel {
  background: var(--gft-white);
  border: 1px solid var(--gft-border);
  border-radius: var(--gft-radius-md);
  animation: gft-fade-in 0.25s ease;
}

@keyframes gft-fade-in {
  from {
    opacity: 0;
    transform: translateY(8px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.gft-panel-body {
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.gft-panel-title {
  font-size: 16px;
  font-weight: 700;
  line-height: 24px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  color: var(--gft-navy);
}

/* ---------- Application Type Cards ---------- */
.gft-type-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.gft-type-card {
  border: 1px solid var(--gft-border);
  border-radius: var(--gft-radius-md);
  padding: 38px 32px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  cursor: pointer;
  text-align: center;
  transition: border-color 0.2s ease;
}

.gft-type-card:hover {
  border-color: var(--gft-orange);
}

.gft-type-card.selected {
  border-color: var(--gft-orange);
  background: #ff00b725;
}

.gft-type-icon {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.gft-type-title {
  margin-top: 8px;
  font-size: 18px;
  line-height: 100%;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  font-weight: 600;
  letter-spacing: -2%;
  color: var(--gft-text);
}

.gft-type-desc {
  font-size: 14px;
  font-weight: 400;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  color: var(--gft-slate);
  line-height: 20px;
  color: var(--gft-slate);
}

/* ---------- Form Fields ---------- */
.gft-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.gft-field {
  display: flex;
  flex-direction: column;
  gap: 13px;
  position: relative;
}

.gft-label {
  font-size: 14px;
  font-weight: 600;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  color: #0f172a;
  line-height: 14px;
  letter-spacing: 0%;
}

.gft-input,
.gft-select,
.gft-textarea {
  width: 100%;
  padding: 8px 13px 8px 13px;
  border: 1px solid var(--gft-border);
  border-radius: var(--gft-radius-sm);
  font-size: 14px;
  font-weight: 400;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  color: var(--gft-text);
  background: var(--gft-white);
  outline: none;
  transition: border-color 0.2s ease;
  appearance: none;
  -webkit-appearance: none;
}

/* Native selects keep arrow, custom dropdowns handle their own */
.gft-select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 16 16' fill='none'%3E%3Cpath d='M4 6l4 4 4-4' stroke='%2394A3B8' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  padding-right: 12px;
  cursor: pointer;
}

.gft-input:focus,
.gft-select:focus,
.gft-textarea:focus {
  border-color: var(--gft-orange);
}

/* Number input — hide native spinner */
.gft-input[type="number"] {
  -moz-appearance: textfield;
  appearance: textfield;
  padding-right: 36px;
}
.gft-input[type="number"]::-webkit-inner-spin-button,
.gft-input[type="number"]::-webkit-outer-spin-button {
  -webkit-appearance: none;
  appearance: none;
  margin: 0;
}

/* Wrapper owns the border */
.gft-number-wrap {
  position: relative;
  display: flex;
  align-items: center;
  border: 1px solid var(--gft-border);
  border-radius: var(--gft-radius-sm);
  transition: border-color 0.2s ease;
}

.gft-number-wrap:focus-within {
  border-color: var(--gft-orange);
}

/* Strip border off the input itself */
.gft-number-wrap .gft-input {
  border: none !important;
  outline: none !important;
  background: transparent;
  border-radius: var(--gft-radius-sm) 0 0 var(--gft-radius-sm);
}

/* Spin buttons container */
.gft-spin-btns {
  position: absolute;
  right: 12px;
  top: 50%;
  transform: translateY(-50%);
  width: 16px;
  height: 24px;
  display: flex;
  flex-direction: column;
  background: transparent;
  border: none;
  gap: 2px;
}

.gft-spin-btn {
  flex: 1;
  background: transparent;
  border: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 0;
  transition: opacity 0.15s ease;
}
.gft-spin-btn:hover {
  background: transparent;
}

.gft-spin-btn:focus {
  background: transparent;
  outline: none;
}

.gft-spin-btn:hover svg path {
  stroke: #0082f7;
}

.gft-spin-btn:active {
  background: transparent;
}

.gft-spin-btn + .gft-spin-btn {
  border-top: none;
}

.gft-textarea {
  resize: vertical;
  min-height: 120px;
  line-height: 1.6;
}

/* =========================================================
   CUSTOM DROPDOWN
   ========================================================= */
.gft-custom-select {
  position: relative;
  width: 100%;
}

.gft-custom-select-trigger {
  width: 100%;
  padding: 8px 13px 8px 13px;
  border: 1px solid var(--gft-border);
  border-radius: var(--gft-radius-sm);
  font-size: 14px;
  line-height: 20px;
  font-weight: 400;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  color: var(--gft-text);
  background: var(--gft-white);
  outline: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 8px;
  text-align: left;
  transition:
    border-color 0.2s ease,
    background 0.2s ease;
  user-select: none;
  -webkit-user-select: none;
}

.gft-custom-select-trigger:hover {
  border-color: #cbd5e1;
  background: var(--gft-white);
}

.gft-custom-select-trigger:active {
  border-color: #cbd5e1;
  background: var(--gft-white);
}

.gft-custom-select-trigger.open {
  border-color: var(--gft-orange);
  background: var(--gft-white);
  border-radius: var(--gft-radius-sm) var(--gft-radius-sm) 0 0;
}

.gft-custom-select-trigger .gft-select-value {
  flex: 1;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
  color: var(--gft-text);
}

.gft-custom-select-trigger .gft-select-value.placeholder {
  color: #94a3b8;
}

.gft-select-chevron {
  flex-shrink: 0;
  transition: transform 0.2s ease;
  color: #94a3b8;
}

.gft-custom-select-trigger.open .gft-select-chevron {
  transform: rotate(180deg);
  color: var(--gft-orange);
}

/* Dropdown panel */
.gft-custom-select-dropdown {
  position: absolute;
  top: calc(100% + 5px);
  left: 0;
  right: 0;
  background: var(--gft-white);
  border: 1px;
  border-top: none;
  border-radius: var(--gft-radius-sm);
  z-index: 1000;
  overflow: hidden;
  display: none;
  max-height: 280px;
  flex-direction: column;
  box-shadow: 0px 5px 15px 0px #10182833;
}

.gft-custom-select-dropdown.open {
  display: flex;
}

/* Search input inside dropdown */
.gft-dropdown-search-wrap {
  padding: 10px 12px;
  border-bottom: 1px solid var(--gft-border);
  flex-shrink: 0;
}

.gft-dropdown-search {
  width: 100%;
  padding: 8px 13px 8px 13px;
  border: 1px solid var(--gft-border);
  border-radius: var(--gft-radius-sm);
  font-size: 14px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  font-weight: 400;
  color: var(--gft-text);
  background: var(--gft-bg);
  outline: none;
  transition: border-color 0.2s ease;
}

.gft-dropdown-search:focus {
  border-color: var(--gft-orange);
}

.gft-dropdown-search::placeholder {
  color: #94a3b8;
}

/* Options list */
.gft-dropdown-options {
  overflow-y: auto;
  flex: 1;
  padding: 4px 0;
}

.gft-dropdown-options::-webkit-scrollbar {
  width: 4px;
}
.gft-dropdown-options::-webkit-scrollbar-track {
  background: transparent;
}
.gft-dropdown-options::-webkit-scrollbar-thumb {
  background: #cbd5e1;
  border-radius: 4px;
}

.gft-dropdown-option {
  padding: 10px 16px;
  font-size: 14px;
  font-weight: 400;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  color: var(--gft-text);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 8px;
  transition: background 0.1s ease;
  line-height: 20px;
}

.gft-dropdown-option:hover {
  background: #f8fafc;
}

.gft-dropdown-option.selected {
  color: var(--gft-text);
  font-weight: 500;
}

.gft-dropdown-option .gft-option-check {
  color: #1a1a1a;
  flex-shrink: 0;
  display: none;
}

.gft-dropdown-option.selected .gft-option-check {
  display: block;
}

.gft-dropdown-no-results {
  padding: 16px;
  font-size: 14px;
  color: var(--gft-slate);
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  text-align: center;
}

/* Hidden native input for form value */
.gft-custom-select input[type="hidden"] {
  display: none;
}

/* =========================================================
   CHECKBOX GRID — SCROLLABLE
   ========================================================= */
.gft-checkbox-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  border: 1px solid var(--gft-border);
  border-radius: var(--gft-radius-sm);
  padding: 10px;
  max-height: 280px;
  overflow-y: auto;
}

.gft-checkbox-grid::-webkit-scrollbar {
  width: 4px;
}
.gft-checkbox-grid::-webkit-scrollbar-track {
  background: transparent;
}
.gft-checkbox-grid::-webkit-scrollbar-thumb {
  background: #cbd5e1;
  border-radius: 4px;
}
.gft-checkbox-grid::-webkit-scrollbar-thumb:hover {
  background: #94a3b8;
}

.gft-checkbox-label {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 15px;
  color: var(--gft-text);
  cursor: pointer;
  line-height: 100%;
  padding: 2px 0;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
}

.gft-checkbox-label input[type="checkbox"] {
  width: 20px;
  height: 20px;
  appearance: none;
  -webkit-appearance: none;
  background: #fafbfd;
  border: 1px solid #d8d8d8;
  border-radius: 5px;
  cursor: pointer;
  flex-shrink: 0;
  position: relative;
}

.gft-checkbox-label input[type="checkbox"]::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  width: 9px;
  height: 9px;
  transform: translate(-50%, -50%) scale(0);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 9 9'%3E%3Cpath d='M0.75 4.5L3.75 7.5L8.25 0.75' fill='white' stroke='%230284C7' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
  opacity: 1;
  transition: transform 0.15s ease;
}

.gft-checkbox-label input[type="checkbox"]:checked {
  border-color: #0284c7;
}

.gft-checkbox-label input[type="checkbox"]:checked::after {
  transform: translate(-50%, -50%) scale(1);
}

.gft-checkbox-label input[type="checkbox"]:focus-visible {
  outline: 2px solid rgba(2, 132, 199, 0.35);
  outline-offset: 3px;
}

/* ---------- File Dropzone ---------- */
.gft-dropzone {
  border: none;
  border-radius: var(--gft-radius-sm);
  background-image: url("data:image/svg+xml,%3Csvg width='100%25' height='100%25' xmlns='http://www.w3.org/2000/svg'%3E%3Crect width='100%25' height='100%25' fill='none' rx='12' ry='12' stroke='%23FF6B00' stroke-width='1' stroke-dasharray='6%2C6' stroke-dashoffset='0' stroke-linecap='square'/%3E%3C/svg%3E");
  background: #fffdf5;
  background-image: url("data:image/svg+xml,%3Csvg width='100%25' height='100%25' xmlns='http://www.w3.org/2000/svg'%3E%3Crect width='100%25' height='100%25' fill='none' rx='12' ry='12' stroke='%23FF6B00' stroke-width='1' stroke-dasharray='6%2C6' stroke-dashoffset='0' stroke-linecap='square'/%3E%3C/svg%3E");
  padding: 48px 32px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 16px;
  text-align: center;
  transition: background 0.2s ease;
  cursor: pointer;
}

.gft-dropzone.drag-over {
  background: rgba(254, 243, 199, 0.5);
}

.gft-dropzone-icon {
  display: flex;
  align-items: center;
  justify-content: center;
}

.gft-dropzone-heading {
  font-size: 15px;
  color: var(--gft-text);
  font-weight: 600;
  line-height: 100%;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
}

.gft-dropzone-hint {
  font-size: 15px;
  font-weight: 400;
  color: var(--gft-slate);
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  line-height: 100%;
}

.gft-choose-btn {
  display: inline-flex;
  align-items: center;
  margin-top: 2px;
  gap: 10px;
  height: 40px;
  padding: 10px 16px;
  background: #ff00b8;
  color: var(--gft-white);
  border-radius: 8px;
  font-size: 15px;
  font-weight: 600;
  line-height: 100%;
  cursor: pointer;
  transition: background 0.2s ease;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
}

.gft-choose-btn:hover {
  background: var(--gft-orange-dk);
}

.gft-file-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.gft-file-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 16px;
  background: var(--gft-amber-lt);
  border-radius: var(--gft-radius-sm);
  font-size: 15px;
  font-weight: 400;
  color: var(--gft-text);
  line-height: 100%;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
}

.gft-file-remove {
  background: none;
  border: none;
  color: var(--gft-slate);
  cursor: pointer;
  font-size: 16px;
  line-height: 1;
  padding: 0 4px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
}

.gft-file-remove:hover {
  color: #dc2626;
}

/* ---------- Review ---------- */
.gft-score-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 24px;
  background: #fffbeb;
  border-radius: var(--gft-radius-md);
}

.gft-score-label {
  font-size: 15px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  font-weight: 400;
  line-height: 100%;
  color: #475569;
}

.gft-score-badge {
  background: #ff00b8;
  color: var(--gft-white);
  font-size: 14px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  height: 32px;
  display: flex;
  align-items: center;
  font-weight: 600;
  padding-left: 16px;
  padding-right: 16px;
  border-radius: 8px;
}

.gft-review-rows {
  display: flex;
  flex-direction: column;
}

.gft-review-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 16px 0;
  border-bottom: 1px solid var(--gft-border);
}

.gft-review-key {
  font-size: 15px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  font-weight: 400;
  line-height: 100%;
  color: var(--gft-slate);
}

.gft-review-val {
  font-size: 15px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  font-weight: 400;
  line-height: 100%;
  color: var(--gft-text);
}

.gft-review-disclaimer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 24px;
  background: #f8fafc;
  border-radius: var(--gft-radius-md);
}

/* ---------- Nav Footer ---------- */
.gft-nav-footer {
  background: #ffffff;
  border-radius: 8px;
  padding: 14px 32px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  box-shadow: 0px 1px 2px -1px #0000001a;
}

.gft-nav-right {
  display: flex;
  align-items: center;
  gap: 8px;
}

.gft-btn-primary,
.gft-btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 20px;
  border-radius: 8px;
  font-size: 15px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  font-weight: 600;
  cursor: pointer;
  border: 1px solid transparent;
  transition:
    background 0.2s ease,
    color 0.2s ease,
    border-color 0.2s ease;
  line-height: 24px;
}

.gft-btn-primary {
  background: #ff00b8;
  color: var(--gft-white);
  border-color: #ff00b8;
}

.gft-btn-primary:hover {
  background: #ad007c;
  color: var(--gft-white);
  border-color: #ad007c;
}

.gft-btn-secondary {
  background: #ffffff;
  color: var(--gft-text);
  border-color: #d8d8d8;
}

.gft-btn-secondary:hover {
  background: #f1f5f9;
  color: var(--gft-text);
  border-color: #d8d8d8;
}

.gft-btn-secondary:disabled {
  cursor: not-allowed;
}

/* =========================================================
   RESPONSIVE
   ========================================================= */

/* Tablet: ≤ 768px */
@media (max-width: 768px) {
  .gft-hero-card {
    padding: 32px 24px;
  }

  .gft-hero-title {
    font-size: 32px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
    line-height: 1.1;
  }

  .gft-hero-subtitle {
    font-size: 18px;
    line-height: 26px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  }

  .gft-hero-description {
    font-size: 15px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  }

  .gft-benefits-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .gft-type-grid {
    grid-template-columns: 1fr;
  }

  .gft-row {
    grid-template-columns: 1fr;
  }

  .gft-stepper-card {
    padding: 20px 16px;
  }

  .gft-step-circle {
    width: 40px;
    height: 40px;
    font-size: 14px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  }

  .gft-step-label {
    font-size: 11px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  }

  .gft-app-header-title {
    font-size: 32px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  }

  .gft-app-header-subtitle {
    font-size: 16px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  }

  .gft-nav-footer {
    padding: 12px 16px;
  }
}

/* Mobile: ≤ 480px */
@media (max-width: 480px) {
  .gft-landing,
  .gft-application {
    padding: 20px 16px 60px;
  }

  .gft-hero-title {
    font-size: 26px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  }

  .gft-apply-btn {
    width: 100%;
    justify-content: center;
    padding: 16px 24px;
    font-size: 16px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  }

  .gft-benefits-grid {
    grid-template-columns: 1fr;
  }

  .gft-stepper {
    gap: 0;
  }

  .gft-step-label {
    display: none;
  }

  .gft-step-circle {
    width: 36px;
    height: 36px;
    font-size: 13px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  }

  .gft-step-connector {
    margin-bottom: 18px;
  }

  .gft-app-header-card {
    padding: 20px;
    gap: 12px;
  }

  .gft-app-header-title {
    font-size: 26px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  }

  .gft-panel-body {
    padding: 20px 16px;
  }

  .gft-checkbox-grid {
    grid-template-columns: 1fr;
  }

  .gft-nav-footer {
    flex-direction: column-reverse;
    gap: 12px;
    padding: 16px;
  }

  .gft-nav-right {
    width: 100%;
    justify-content: flex-end;
  }

  .gft-btn-primary,
  .gft-btn-secondary {
    font-size: 14px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
    padding: 9px 16px;
  }

  .gft-benefits-title {
    font-size: 24px;
    font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  }
}

/* Toast notification */
.gft-toast {
  position: fixed;
  bottom: 24px;
  right: 24px;
  background: #1e293b;
  color: white;
  padding: 12px 20px;
  border-radius: 8px;
  font-size: 14px;
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif !important;
  font-weight: 500;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.25);
  z-index: 9999;
  opacity: 0;
  transform: translateY(12px);
  transition:
    opacity 0.3s ease,
    transform 0.3s ease;
  font-family: "Segoe UI", sans-serif;
}

.gft-toast.show {
  opacity: 1;
  transform: translateY(0);
}

.gft-toast.success {
  border-left: 4px solid #22c55e;
}
.gft-toast.info {
  border-left: 4px solid var(--gft-orange);
}